FinCEN Resources
IMPORTANT UPDATE
AS OF MARCH 19, 2026, A TEXAS FEDERAL COURT HAS ISSUED AN ORDER THAT VACATED THIS FINAL RULE. SEE FLOWERS TITLE COMPANIES V BESSANT, CASE # 6:25-CV-127-JDK IN THE EASTERN DISTRICT OF TEXAS. THE FOLLOWING IS A LINK TO A FULL COPY OF THAT OPINION.
THIS IS A DISTRICT COURT OPINION AND WILL LIKELY BE SUBJECT TO APPEAL, SO IT MAY BE OVERTURNED.
BEST PRACTICES DICTATE THAT YOU CONTINUE TO COLLECT AND REPORT ALL REQUIRED INFORMATION UNTIL THE FLOWERS TITLE CASE IS AFFIRMED ON APPEAL.
The following is a 6-minute video that discusses why the FinCEN Rule was developed and provides a broad overview of the key provisions. This is a good introduction to how this new regulation will affect transactions closing after March 1, 2026.
Inside the New Real Estate Rule
For a more in-depth understanding of the history and specifics of this new regulation, the following link is to a 38-minute audio-only presentation. You can listen to this presentation on your drive home from work or while walking. This podcast-style discussion is a great way to gain insight into what FinCEN requires beginning March 1, 2026.
FinCEN Anti-Money Laundering Rule Changes
For those of you who wish to view the actual FinCEN Regulation as published in the Federal Register, the following link leads to the 37 pages published on August 29, 2024.
In addition to information posted by all the Underwriters on their websites, the American Land Title Association also has a LINK to articles and resources on the FinCEN Regulation. For ALTA members, ALTA has developed special FinCEN compliance forms to collect all required data from both buyers and sellers.
Finally, TNLTA has developed an interactive FinCEN Chatbot. TNLTA members can access this resource by clicking the Chatbot image. (Access to this Chatbot requires that you have a Google account. If you don’t have one, you can easily secure a free account for access.) This chatbot will allow you to type a detailed query about a transaction or application of the Regulation and receive a detailed response that includes citations to the final Regulation and other carefully curated articles from its database.
As events unfold and new information is developed, we will update this page and the Chatbot resource materials.